Updated: Wednesday, 09 Jan 2013, 4:32 PM EST
Published : Thursday, 10 Jan 2013, 10:30 AM EST
Grand Rapids, Mich. (WOTV) - Consider these helpful tips to protect your money, your credit record and your sanity – if you become a victim:
1. Limit the amount of confidential information in your wallet – only carry the identification, checks, credit cards and debit cards you really need. Anything containing financial account numbers, personal passwords, and Social Security Cards are best to keep somewhere securely. It’s strongly recommended not to print your license number or social security number on your checks as well.
2. Keep good back up of account information, in case your wallet is lost or stolen – keep account numbers and phone numbers that can be easily accessed to report losses and order new cards.
3. Review account statements as soon as received – always make sure that no fraudulent activity has occurred to your account.
4. Periodically request your credit reports – by federal law, you are entitled to a free annual copy of your credit as reported by each of the three nationwide credit reporting agencies - Equifax, Experian and TransUnion. Simply visit www.annualcreditreport.com or call toll-free to 1-877-322-8228 to order your free credit report (recommended to spread out your requests throughout the year for greatest review impact).
For more information visit our website: First Community Federal Credit Union .